The federal government is preparing to restart one of its most aggressive student-loan collection tools: wage garnishment. Beginning early next year, the U.S. Department of Education will notify borrowers who have fallen into default that a portion of their paychecks will be withheld to cover unpaid loans. The initial rollout will be limited — roughly 1,000 borrowers who have not made a payment in more than a year — but officials say the number will increase steadily month by month. The move














